News – Financial Fitness Centre https://www.financialfitnesswindsor.ca A non-profit credit counselling debt management agency Fri, 22 Sep 2017 13:45:11 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.9 WFCU alternative to Payday Loans https://www.financialfitnesswindsor.ca/news-and-events/wfcu-alternative-to-payday-loans/ Mon, 22 Aug 2016 15:47:09 +0000 https://www.financialfitnesswindsor.ca/?p=3363 Continue Reading]]> "It's not going to serve everyone, simply because the interest rate is still there," said Dupuis, "It's still high. We have to remember these are the people who can least afford to borrow money. I know that they're in a high risk category but they are the people that are generally not able to access any other form of credit. And for credit to be that expensive for them, especially for small amounts is really harmful."

http://www.cbc.ca/news/canada/windsor/windsor-family-credit-union-enters-payday-loan-market-1.3726028

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Cash Store and Instaloan Customers https://www.financialfitnesswindsor.ca/news-and-events/cash-store-and-instaloan-customers/ Fri, 08 Jul 2016 19:16:13 +0000 https://www.financialfitnesswindsor.ca/?p=3348 Continue Reading]]> Please see attached notice for borrowers who took payday loans from an Ontario location of Cash Store or Instaloans after September 1, 2011.
Money is now available from a successful class action settlement of more than $10 million.
Borrowers can get a minimum of $50, depending on claims volumes, and possibly more. The process is easy, flexible, and costs nothing. It has been designed so that you should not need documents to make a request for money.
If you borrowed a loan from Cash Store or Instaloans after September 1, 2011, collect what is owed to you now by submitting a claim online at www.TakeBackYourCash.com before October 31, 2016.

If you don’t want to click on the link, you can enter the email address into your browser instead.
Any information you provide will only be used to help you in the process. It will not be shared with any debt collectors or anyone affiliated with them.

TakeBackYourCash.com is your best resource of information, but you can also find out more on Facebook at www.facebook.com/takebackyourcash.
If you have any questions, you can call the Claims Administrator toll-free at 1-866-840-2631 or email [email protected].

Pay day loans

 

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Local Income Tax Clinics https://www.financialfitnesswindsor.ca/news-and-events/local-income-tax-clinics/ Sat, 13 Feb 2016 16:31:21 +0000 https://www.financialfitnesswindsor.ca/?p=3257 Continue Reading]]> It's income tax time again!

This can be a stressful time of year if you don't enjoy preparing your income taxes. It can also be a difficult and expensive process. Luckily the CRA (Canada Revenue Agency) has create a new program to help. You may qualify to have your taxes completed by the Community Volunteer Income Tax Program.

Need a hand?

If you need help to prepare your income tax and benefit return, community organization volunteers may be able to prepare your return for you!

Who does the CVITP help?

The CVITP helps eligible taxpayers who have a modest income and a simple tax situation. This may include:

  • Aboriginal peoples
  • social assistance recipients
  • newcomers to Canada
  • seniors
  • youth

Returns not eligible

Volunteers do not prepare returns for individuals who:

  • have self-employment income
  • have business or rental income and expenses
  • have capital gains or losses
  • have employment expenses
  • file for bankruptcy
  • are deceased in the year

How can you get help?

To find a free tax clinic in your area or to get more information about the CVITP, go to Community Volunteer Income Tax Program (CVITP) or call 1-800-959-8281.

What is the CVITP?

The Community Volunteer Income Tax Program (CVITP) is a collaboration between community organizations and the Canada Revenue Agency (CRA). Community organizations host tax preparation clinics and arrange for volunteers to prepare income tax and benefit returns for eligible individuals who have a modest income and a simple tax situation. The CRA provides coordinators and offers training and tax software.

Windsor Income Tax Clinics

Sarnia Income Tax Clinics

 

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United Way Sarnia Lambton https://www.financialfitnesswindsor.ca/news-and-events/united-way-sarnia-lambton/ Wed, 03 Feb 2016 20:16:54 +0000 https://www.financialfitnesswindsor.ca/?p=3250 We are proud to announce our continued funding from United Way Sarnia Lambton. We look forward to our ongoing ability to provide services to our community.

http://www.theobserver.ca/2016/01/13/united-way-campaign-supports-37-programs-in-sarnia-lambton

 

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OESP (Ontario Energy Support Program) and You https://www.financialfitnesswindsor.ca/news-and-events/oesp-ontario-energy-support-program-and-you/ Tue, 17 Nov 2015 21:59:29 +0000 https://www.financialfitnesswindsor.ca/?p=3241 Continue Reading]]> OEB

Currently on your hydro bill you will see the Ontario Clean Energy Benefit (10%) reduction. For all households in Ontario this will stop December 31 2015.

The OESP is an Ontario Energy Board (OEB) program that lowers electricity bills for low-income households. The OESP will provide a monthly credit to eligible customers based on household income and household size. The OESP credits will be applied directly to eligible customers’ bills.

Amounts

Customers can apply online at OntarioElectricitySupport.ca. You will need to complete the online application, print and sign the consent form, and mail it to the address provided on our website.

A paper version of the application can be downloaded from the OESP application website, picked up from an intake agency or mailed to applicants by the OESP Contact Centre upon request.

You can attend our office during our walk in Clinic every Friday from 9am to 4pm for help filling out your application.

Program FAQ's

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Windsor Star Article Series “Gone” https://www.financialfitnesswindsor.ca/uncategorized/windsor-star-article-series-gone/ Fri, 23 Jan 2015 15:34:17 +0000 https://www.financialfitnesswindsor.ca/?p=3180 Continue Reading]]> In late December the Windsor Star produced a riveting series called "Gone". It highlights the unique Fight or Flight employment situation that many Windsorites particularly those ages 20-35 face in Windsor and Essex county. Should we stay and fight for the few jobs that remain in the area, or should we take flight and move across country.

In the second installment of Gone, the set up, it examines OSAP, student loan debts and default rates. In it, our executive director Wendy Dupuis illustrates how many people are struggling with student debt.

Wendy Dupuis, executive director of the non-profit Financial Fitness Centre credit counselling service in Windsor, said about 20 per cent of people she sees have some form of student loan default. 'Too many people go into this without having a good understanding of what a large amount of debt means,' she said."

Check out the entire Windsor article at: The Windsor Star

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Stand Up to Poverty https://www.financialfitnesswindsor.ca/news-and-events/stand-up-to-poverty/ Mon, 27 Oct 2014 19:20:05 +0000 https://www.financialfitnesswindsor.ca/?p=3115 Continue Reading]]> On October 10th Financial Fitness Sarnia attended the Stand Up to Poverty Event at City Hall in Sarnia.

“Homelessness describes the situation of an individual or family without stable, permanent,
appropriate housing, or the immediate prospect, means and ability of acquiring it. It is the result of
systemic or societal barriers, a lack of affordable and appropriate housing, the individual/household’s
financial, mental, cognitive, behavioural or physical challenges, and/or racism and discrimination.
Most people do not choose to be homeless, and the experience is generally negative, unpleasant,
stressful and distressing.” (CHRN, 2012: 1)

Read more HERE

IMG_0494 IMG_0490

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Our Windsor Office is Moving! https://www.financialfitnesswindsor.ca/news-and-events/our-windsor-office-is-moving/ Thu, 24 Jul 2014 20:10:55 +0000 https://www.financialfitnesswindsor.ca/?p=3029

Latest Update: October 1 2014

The move is finally complete! We are happy to announce we are now in our new location at 1770 Langlois and are welcoming clients to the building.

Our phones and email servers were down for a week and apologize for any inconvenience this may have caused our clients and partners. Be assured we will be reaching out to you over the next few days to make sure we address all of your questions and concerns.

If you come to our office in the next few weeks there may be some small additional construction going on. Please wear appropriate footwear and expect there may be some tweaks that need to be worked out. Your patience is greatly appreciated.

We look forward to seeing all of our clients an partners over the next few months!

 

September 25 3014

The move month is finally here! Our Windsor office will be closed September 26th, 29th and 30th, we plan on being ready for business on October 1st.
Please remember our new address:

1770 Langlois Ave.
Windsor ON
N8X4M5

Our phone numbers will stay the same 519-258-2030 or 1-877-777-9218. Our extensions will be changing after October 1st.

Mike ext. 3223
Carol ext. 3229
Nicole ext. 3224
Indy ext. 3228
Wendy ext. 3226

Emails will be check periodically through the move dates, but we recommend if you have any questions or concerns for your counsellor or client care administrator please contact them this week or next so we can help you as soon as possible.

Thank you for your patience through this transition and we look forward to seeing you in our new location!

The Financial Fitness Staff

 

August 11 2014

We will be co-locating with a number of services that will be housed within the building at 1770 Langlois. Construction is underway, and we hope to be in our new digs by October of this year. By sharing facilities with counselling, legal and medical services, we can provide our clients with seamless referrals to other services when necessary. We will also be partnering with these agencies to bring integrated programs to our community. This is an unprecedented collaboration of non-profit agencies and we are excited to be a part of it.

New Address:

Financial Fitness Windsor
1770 Langlois Ave.
Windsor ON
N8X4M5
 

Before Building Restoration

Before Building

Google Map Location

buildingmap

 

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Cash Store runs out of money https://www.financialfitnesswindsor.ca/news-and-events/news/cash-store-runs-out-of-money/ Mon, 28 Apr 2014 19:30:06 +0000 https://www.financialfitnesswindsor.ca/?p=2761 Edmonton-based Cash Store has been granted court protection from creditors. The payday lender is barred from making new loans in Ontario....

See full article

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Healthy Smiles Ontario Program https://www.financialfitnesswindsor.ca/news-and-events/news/healthy-smiles-ontario-program/ Thu, 10 Apr 2014 19:47:33 +0000 http://ffc.p42.ca/?p=2427 Continue Reading]]> On April 3rd the Ministry of Health and Long-term Care announced the Healthy Smiles Ontario program eligibility expansion. Previously, children 17 years old and under were eligible if they lived in a home that had an Adjusted Net Family Income of $20,000 per year or lower. Starting on April 1st that amount was increased to $21,513 or less.

 

Children are eligible for the program if:

  • They are residents of Ontario.
  • They are members of a household with an adjusted net family income of $21,513 or less per year.
  • They do not have access to any form of dental coverage, including other government-funded programs such as Ontario Works.
  • The new program also takes into account the number of children living in a household. For example, the household income for a family with two children in need of dental care can be as much $23,026 per year. The maximum income amount increases $1,513 for every additional child.

 

Dental care covered under the program includes regular visits to a licensed dental provider such as a dentist or dental hygienist. Services include dental cleanings, fillings, X-rays, and scaling. Cosmetic dentistry such as teeth whitening and braces are not covered, nor is emergency oral health care. Urgent or emergency oral health issues for kids 17 years old and under may be covered through the Children in Need of Treatment (CINOT) program.

 

You can call the Health Unit at 519-258-2146 ext. 1103 or 1104 for answers to questions about eligibility and the application process.

 

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