5 years ago I got married, with our new found wedding money we promptly went out and bought a vacuum cleaner. It was a pretty good vacuum… until 3 months ago. It finally broke down to the point of no return. I have a cat, 2 children and wall to wall carpeting. It’s almost impossible for me to get away with no vacuum cleaner. My brother just recently got married and they went out and bought a new vacuum cleaner, a Dyson Ball. I love this vacuum, it can literally suck paint off the walls, and your carpets are a different colour after using it… I digress. They offered to give me their old vacuum, which was my mother’s old vacuum. This vacuum is the bane of my domestic existence. It’s a drag along canister that gets stuck on ALL of the corners in my house, one of the wheels is missing so it constantly turns to the left and it just looks old and beaten up. After using it the other day I screamed at my husband that “I hate this vacuum!! I NEED a Dyson!!!” We’ve been saving our money since the last one broke but we’re nowhere close to having enough to get this glorious appliance. My husband, frantically trying to calm me down suggested we put it on our Home Depot card. I thought “sounds good!” but I was going to give myself 24 hours to cool off before we got it. I figured there was no way I would be talked out of it and that we would go pick it up the next day.
Slowly as the evening went on, something happened, I was surprised but I finally started to realize this vacuum cleaner I wanted so badly was not a NEED but a WANT. I didn’t actually NEED a new vacuum cleaner, the old one works perfectly fine, I just don’t’ LIKE the old vacuum cleaner. I was difficult for me to justify putting it on credit for the sake of my temper tantrum. We will be able to afford the new vacuum in about 6 month, but the extra interest I would be charged would extend my payments to 9 months. Those 3 months of cost consequences were not enough value for me to buy now pay later. So the moral of the story, we are all 3 year olds at heart, we want what we want when we want it RIGHT NOW! Give yourself a time out before you buy.